Where next-cycle outperformance is being built


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November 25, 2025 | Read Online

Morning,

Last week’s newsletter focused on what many investors lived through over the last three years and why so many now evaluate sponsors through a far more skeptical, experience-driven lens. The short version: investors aren’t fleeing real estate. They’re fleeing weak operators. The capital is still there, but the tolerance for undisciplined underwriting, thin communication, and amateur behavior has evaporated.

This week, I shift to the other side of that equation - what strong operators are actually doing today to capture the opportunity ahead. Because while investors are sorting sponsors more aggressively than at any time since 2009, best-in-class operators are already positioning themselves for both the next upturn and the downturn that inevitably follows.

This is where the real money is made in commercial real estate: before the headlines, before the recovery is obvious, before the competition wakes up.

And nearly all of it comes down to operational discipline - and a deep respect for patience as a strategic asset. Some of the most successful operators in the country have gone years without buying a single property because the pricing made no sense. That mindset, patience and precision, has proven to be one of the most powerful differentiators this cycle.

1. Real Returns Come From Operations, Not Optimism

One of the most revealing patterns of the last cycle was how many sponsors attributed their performance to “strategy” when it was really just cheap debt, rising rents, and compressing cap rates doing most of the work.

During the last decade, you could acquire almost any multifamily asset, underwrite double-digit rent growth, layer floating-rate leverage on top, and generate returns that looked sophisticated.

But when the easy money stopped doing the heavy lifting, the difference between genuine operational skill and borrowed performance became obvious.

The operators who are outperforming today - and who will continue to outperform in the next expansion - share one core belief:

Operational alpha compounds. Market beta does not.

They don’t chase the market. They manage the fundamentals:

• unit-level data
• disciplined staffing
• sequencing of capex
• real rent management
• proactive maintenance
• relentless attention to costs
• focus on tenant satisfaction
• absolute control over all processes

And beneath all that is a second principle: patience protects performance. Many of the operators now in the strongest position spent the last few years doing nothing - by design. While others strained to deploy capital simply to stay active or, worse yet, to earn fees, the disciplined waited. They were willing to sit on their hands until the numbers made sense again.

There is nothing glamorous about this. That’s why it separates the durable from the fragile.

Everyone claims to be “value-add.” Few actually add it.

2. The Operators Who Will Lead the Upturn Are Taking Their Pain Now

Every cycle creates a split between operators who confront reality early and those who delay the inevitable.

The worst thing an operator can do in a downcycle is pretend it isn’t happening. The best operators know this, which is why they compress the pain into the early period of a correction. They face the issues - delinquencies, softening rents, operational drift, expense inflation - directly and decisively.

The mediocre operator waits.
The disciplined operator acts.

The ones taking their pain now:

• reset rents faster
• rewrite budgets earlier
• renegotiate contracts immediately
• address underperformance ruthlessly
• re-evaluate staffing models proactively
• communicate problems before they metastasize

And here’s the part most people never learn:
Those early decisions become the advantage in the upturn.

Because when the market begins its gradual recovery, these operators aren’t still healing or reorganizing or apologizing to investors. They’re ready. Their assets are clean, their teams are tight, and their balance sheets aren’t distorted by denial.

They can now take advantage of the early-cycle opportunities precisely because they didn’t drag the late-cycle baggage into the next period.

3. The Smartest Operators Prepare for the Downturn During the Upturn

This pattern repeats every cycle:
The worst operating decisions are made when things feel easy again.

The professionals never forget this.

Even as conditions improve - leasing stabilizes, rents tick up, lenders loosen - the best operators keep their posture conservative:

Capital structure

They don’t re-lever just because the credit markets reopen. They stay hedged, ladder maturities, build cash buffers, and avoid dependence on optimistic refinance scenarios.

Operating procedures

They do not soften standards. If anything, they raise them. Because they know the seeds of the next downturn are sown during the complacency of the upturn.

Investor communication

Their communication stays sober, not celebratory. They treat every quarterly update as a trust-building exercise, not a marketing opportunity.

Asset management discipline

They don’t treat improved occupancy as a victory lap. They treat it as a data point - and interrogate the drivers behind it.

Low leverage
They treat low debt as a strategic advantage, not a constraint. High leverage can make you look smart in the upcycle, but it destroys your freedom of action in the downcycle. Disciplined operators would rather take fewer deals than take on debt that compromises control.

For these operators, patience isn’t just a defensive posture. It’s the operating system. They will pass on 100 deals without blinking, knowing that the 101st - when priced rationally - will outperform the previous 100 combined.

They understand that the real work of protecting returns in the next downturn begins during the recovery, not after it.

4. The Best Deals in the Next Cycle Won’t Come From Market Distress – They’ll Come From Operator Distress

There is a misconception that the next big buying opportunity will be about “distress.”

Historically, that’s only partially true.

Distress gives you volume, not necessarily quality.

The best opportunities - the ones that produce multi-cycle returns - come from competence gaps, not market dislocations.

Every downturn leaves behind a long trail of assets held by sponsors who:

• over-levered
• under-managed
• under-capitalized
• misjudged rent growth
• failed to control expenses
• sequenced renovations poorly
• lacked basic operating discipline

These are not “bad” properties.
They are properties that never reached their potential because the prior operator was incapable of extracting it.

Disciplined operators build their next cycle on these assets.

They aren’t looking for fire sales.

They’re looking for buildings where the previous owner left money on the table - and they wait for those moments with the same patience they brought to selling near the top and refusing to overpay for years.

5. What Operators Should Be Doing Right Now

Here is the quiet playbook the best operators are running today:

1. Build liquidity while acquisition volume is slow.
Dry powder is not just capital; it’s conviction.

2. Standardize processes across the entire portfolio.
Consistency compounds.

3. Identify inefficiencies at the micro level.
Most NOI lift is found in the unglamorous details.

4. Run conservative underwriting as the base case.
If your deal only works in the upside scenario, it doesn’t work.

5. Prepare the investor-communications framework for problems now.
If you can explain an issue clearly, you can navigate it.

6. Strengthen lender relationships in quiet times.
When the market turns busy, lenders favor those who built equity in the relationship.

7. Build a watchlist of operator-driven acquisition targets.
You don’t need a market crisis.
You just need a weak counterparty - and the patience to wait for them.

Closing Thought: Outperformance Is Built Now, Not Later

The operators who will lead the next expansion aren’t waiting for the market to improve. They are engineering their advantage now - quietly, methodically, and without theatrics.

In commercial real estate, resilience isn’t something you acquire.
It’s something you build through discipline.

And discipline begins with patience: the patience to sell when others are euphoric, to wait when others are restless, and to act only when the numbers demand action.

The upturn will reward those who already learned that lesson.
The downturn that follows will punish those who didn’t.

***

If your platform is preparing to raise capital as the market turns and you want to do it with discretion and the discipline investors now expect, I work with a limited number of sponsors to build, manage, and actively run capital-formation programs.

Contact me if you'd like to discuss.

Adam

This week's Podcast/YouTube show

Guest: Richard Tucker, CEO, Tucker Development Corporation

Why Small Shops Beat Big Boxes

When I first heard Richard Tucker describe his new focus, unanchored neighborhood retail, it really caught my attention.

In a market still obsessed with multifamily and industrial, he’s focusing on strip centers with no grocery, no national anchor, and tenants who cut hair, fix phones, or pour coffee.

It sounds contrarian, but as Richard explains, that’s exactly why the numbers work.

And it makes total sense.

Why Unanchored, Why Now

Richard Tucker has spent four decades building, operating, and trading through multiple retail cycles. Today, he’s raising a modest fund ($25–$40 million target) to buy necessity-based, unanchored strip centers, generally 10k–50k square feet, with no space larger than around 5,000 square feet and no single tenant exceeding 20% or so of income, across the Midwest.

The investment thesis is not “fix-and-flip” but stable cash yield with measured growth and an eventual portfolio exit to scale buyers. Target returns are around 9% current pay, distributed quarterly, with five-year IRR guidance in the low-teens on 60–65% leverage.

His approach resonates because it’s intentionally boring: small bays, service-heavy tenancy (hair, nails, restaurants, pet care, PT), and sites that have demonstrated tenant stickiness over 10+ years. It’s also deliberately light on debt. As Tucker puts it, “good real estate with good business plans always wins out.”

The Operating Edge: Layouts, Depth, and Access

In strip retail, physical details become the moat. Tucker’s team disqualifies centers with “bowling-alley” bays (e.g., 20' x 100') that are hard to re-let; they favor 60–70 foot depths that align with small-shop demand. They scrutinize ingress/egress, rear service access, and parking convenience; table-stakes for high-frequency, quick-stop uses.

Many centers in this fragmented niche were developed or managed by smaller owners; that creates opportunity where fundamentals are good but the asset needs re-planning, capital items (roof, parking, HVAC), or professional management to right-size CAM, taxes, and insurance.


A Different Metric: WALD Over WALT


Where most buyers quote WALT (weighted average lease term) forward, Tucker emphasizes WALD - weighted average lease duration, looking backward at length of tenancy to date.

He wants centers where tenants have already demonstrated tenure of 10+ years. That historical “stickiness” says more about durability under stress (including COVID) than a pro-forma WALT predicated on renewals. It’s a subtly different lens and unusually practical for underwriting real service demand in established trade areas.


Capital Structure: Modest Leverage, Hedged Rates

The fund’s discipline is to borrow at 60–65% LTV, avoiding mezzanine and preferred equity stacks that turn 65 into “effective 90” when cycles turn.

The choice to forgo higher leverage is philosophical and earned: “we spend more time thinking about the downside than the upside,” says Tucker.

The result is day-one positive leverage buying 7–8% cap rates with sub-6% debt, and room to manage vacancy without covenant pressure. This should yield a target 9% current yield to investors.


Return Engine: Rent Steps × Portfolio Math

Individually, 3–5% annual rent bumps look modest. In portfolio form, 20–30 properties with consistent small-shop occupancy, they will compound. Layer on operational gains (CAM true-ups, tax appeals, utility/insurance discipline) and selective façade/parking/roof work, and you build a cleaner, more institutional portfolio than the sum of the parts.

The exit is likely to a large institutional manager that cannot buy onesies and twosies but will pay for a stabilized package.


Recession and E-Commerce: The Service Shield


Necessity service retail is not recession-proof, but it comes close with COVID the ultimate stress test; Tucker notes many mom-and-pop and local chain tenants survived, with temporary rent relief in some cases, then resumed paying.

The e-commerce threat is muted because these tenants sell time and experience rather than shippable goods. Co-location near grocers (adjacent/outparcel) adds traffic without box risk inside the portfolio. Losing a 2,000–3,000 sf operator is a manageable, local backfill exercise, unlike a 40,000 sf box with long downtime and high TIs.

Taxes: Benefit, Not Thesis

On taxes, Tucker is admirably conservative: “Don’t let the tax tail wag the dog.” That said, under current bonus-depreciation rules, roughly one-third of acquisition basis may be eligible, meaning the equity slice can be substantially sheltered against passive income in year one for investors with the right profiles. It’s meaningful but only as a kicker, not the reason to do the deal.


Investor Market and Check Sizes

The initial LP base skews to prior relationships, HNWs, family offices, and RIAs, investing $500k–$2MM. LPs enjoy standard limited-partner relationship anchored in track record and fit for income-seeking capital. For those used to 20%+ opportunistic IRRs, some will pass; for allocators rotating from frothy equities or seeking yield with measured risk, a low-teens profile with quarterly cash can be attractive.


Macro Signals to Watch

Lower policy rates would improve spreads and refinance math, but the strategy works at today’s levels. The bigger watch-item, though still only on the margins, is work-from-home normalization: during peak WFH, daytime populations supported local strips.

More return-to-office could be a marginal headwind to lunch-hour traffic.Still, service cadence tends to be habitual and local. The other critical input is deal supply; it’s a vast, fragmented landscape, but the bar (layout, access, history of tenancy) is high. Tucker expects to review many to buy a few.


The Takeaway for Sponsors and Sophisticated LPs

If you believe the next leg of CRE performance will be earned in the operating statement, not the capital stack, this is a timely, practitioner’s blueprint: control your physical plant, buy demonstrated customer habits, keep leverage boring, hedge rates, and build a clean portfolio a bigger fish can digest.

The philosophy is simple and hard to counterfeit: “I don’t like pushing medicine balls uphill,” says Tucker.

***

What struck me most in this conversation was how deliberately simple his approach is. No complex debt stacks, no development risk – just durable, cash-flowing real estate that institutions will want when Tucker’s built a portfolio to scale and liquidity returns.

In a cycle defined by over-engineered capital structures, Tucker’s playbook is a reminder that boring can still be brilliant.

If you’ve been wondering where real, yield-driven opportunities still exist in CRE, this one’s worth a listen.

Watch/listen to full episode here.

Please join the conversation on LinkedIn, here.

Or feel free to reply to this email with any thoughts or comments.


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***

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Please note that I am not an investment advisor or attorney and do not make investment recommendations of any kind. Please seek advice from your financial advisor, accountant, attorney, and any other professional in assessing the risks associated with any investment opportunity, as every opportunity has risks that could result in a substantial loss.

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The GowerCrowd Newsletter

Real estate markets move in cycles, and understanding history is the key to navigating today’s opportunities. As a seasoned investor with 30+ years in the industry, I take a historically informed, risk-averse approach—where capital preservation is the priority. You'll get market insights and investment strategies tailored to both passive investors and capital raisers, with a particular focus on raising private capital. Occasionally, I also share best practices in digital lead generation on LinkedIn and using AI to optimize lead generation. I also introduce my latest podcast and YouTube series, where you'll hear from capital allocators, unpacking trends, strategies, and the future of real estate capital formation. For those looking to invest smarter, raise capital more effectively, and stay ahead of market shifts, The GowerCrowd Newsletter offers a concise yet detailed perspective on the forces shaping our industry.

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